As a seasoned real estate professional with years of experience in the Texas housing market, I understand the pivotal role that a reliable mortgage partner plays in the home-buying journey. One of the most crucial decisions you’ll make during the home-buying process is selecting the right loan officer to guide you through securing a mortgage. […]
Benefits of Buying During Times of Higher Interest Rates
If you spend much time watching news outlets and charting their statements, there is never a right time to buy or sell real estate. It is either pricing, interest rates, housing shortage, or a mired of other reasons why it’s not a good time to buy or sell. Market Principle: What goes up, must come […]
Buy now and then sell your current home later
Here is an uncommon option for my sellers… My sellers have access to an innovative solution that can help them buy a new home before selling their current one. This program is designed to provide our client homeowners with the flexibility and financial support they need to purchase their dream home while they are still […]
Unlocking the Power of Your Credit Score: A Key to Loan Approval
Have you ever wondered what it takes to get lenders to say “yes” to your loan application? Look no further than your credit score. Love it or hate it, your credit score plays a significant role in determining your interest rate and loan terms. If you’re curious to learn more, let’s dive into the details. […]
Will Increasing Mortgage Rates Impact Home Prices?
There has been some discussion recently on home prices about mortgage rates. Some believe if there is a rapid rise in mortgage rates, home prices should decrease. Logically it makes the most sense for the price of the house to drop when interest rates are rising, but this is not always the case. This theory […]
Is Getting a Home Mortgage Still Too Difficult?
Potential homebuyers are always cautioned to be aware of mortgage lending standards and the difficulty they might face when trying to obtain a mortgage. Credit availability is expanding, making it easier to get a mortgage now than it was a year ago. The market is still tight, however, and homebuyers should be prepared to shop […]
Boost Your Credit, Unlock Your Dream Home
Although the homebuying frenzy continues, millions of Americans whose employment was impacted by the pandemic are being left out. Without a job, maintaining a decent credit score can be challenging. However, you will get back on your feet and there are ways to fix the damage so that you can buy that dream home. Credit […]
Unlock Your Dream Home: 7 Tips for Choosing the Perfect Mortgage Lender
Homebuyers have many options when selecting their mortgage lender. The lowest price or best terms are not the only considerations. The key ingredients are interest rate, terms, and service. Use the following tips to guide your selection: Ask me for my recommendations. As a full-time agent, I deal with clients and lenders continually and can […]